About IC Cards
A card with an embedded IC (Integrated Circuit) is called an IC card.
IC cards are not only more secure, but provide more functionality as well.
When renewing your JCB card, we will be progressively rolling out IC cards.
Between IC Cards and Regular Credit Cards
The method that an IC card uses to store information is completely different from traditional credit cards. Traditional credit cards use magnetic tape to store information, but an IC card uses a powerful, large capacity embedded IC chip to store a large amount of information directly on the card. Plus, an IC chip can perform mathematical calculations, enabling the card itself to perform many calculations just like a computer can. Furthermore, cards containing an IC chip are difficult to counterfeit and decrypt, making them a much more secure choice.
At any JCB merchant that has an IC card compatible terminal, you no longer need to sign anything like you did with your traditional credit cards. Instead, now all you need is to input your secret PIN number to verify your identity. This makes shopping with your credit card much safer and a lot easier.